more about: planning

Why It’s Time to Think About the Holidays

I’m one of those people who hates to walk into a store in September and see holiday decorations and wrapping paper. So why would I suggest someone think about holiday planning now, when many of us have just finished shopping for school supplies? It’s a simple matter of the early bird saving a whole lot of money…and avoiding a credit card hangover in the New Year.

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What’s the Secret of Smart Budgeting?

You’ve probably heard the saying “the devil is in the details,” but when it comes to budgeting, just the opposite is true – the more details, the better your chances for success.

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