We should all wear sunscreen every day. That much has been established. And it seems that everyone has their own rituals about what sunscreens go where, when.

Personally, I won’t splurge on a beach or pool or shopping outside sunscreen, even if it does go on the more-sensitive skin on my face. That, and I’ve found that Banana Boat Sun Wear Faces Oil Free Sunblock ($7.81 at Drugstore.com) works just fine. The SPF 30 is strong enough that I don’t burn, even if I’m outside for a while (though make sure to re-apply if you're in the sun for more than a few hours), and for some reason the thicker formula makes me feel better-protected.

Normal weekday sunscreen is a different story. I’m more likely to put on my daytime sunscreen when it feels like regular moisturizer, which is why I love B. Kamins Chemist Day Lotion SPF 15 ($71 at B. Kamins); it’s extremely light and can be worn under makeup without making skin feel like an oil slick.

So that’s my regimen: Drugstore sunblock for the pool, something lighter and more luxurious for weekdays. What’s yours? Do you have any suggestions for a light daytime sunscreens that won’t break the bank?