Ashley Tate

Recent Posts By Ashley Tate

When Should You Sell Your Home?

Contrary to popular belief, selling your home during the spring might not be your best option. Recent data from Redfin suggests that you should put your house on the market sooner than later. The real estate website found that 59.2% of homes listed for sale now actually sell versus 53.1% that sell during the summer. Additionally, houses that go on the […]

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Do You Double-Check Your Receipt?

Yesterday, I did all of my food-shopping for the week. And since my husband and I rarely eat out, it was a pretty large haul. (After all, groceries are typically always cheaper than a meal at a restaurant.) So it wasn’t until I had left the store that I ran my eyes over the receipt. Everything seemed to match up […]

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Save Money by Negotiating Your Bills

My dad has mad skills when it comes to negotiating. I’ve seen him name his price for cars and clothing, among other things. Aside from food, I’m not really sure if he’s ever paid the designated retail price for anything. (I exaggerate—but only a little bit.) I always have good intentions to haggle for a better deal, but often get […]

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Ask and You Shall Receive

This past weekend, I did a bit of shopping. We needed a bunch of groceries and a couple of dutiful clothing basics from a department store, too. At the supermarket, there were plentiful sales on produce, so I tried to mainly fill my cart with items that were discounted. So imagine my chagrin in the checkout line when I realized […]

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Save Money on Your Work Commute

You’ve probably read that enrolling in a transportation reimbursement account (TRA) is one of the easiest—and pain-free—ways to save money on your daily commute since it allows you to set aside pre-tax dollars to pay for train tickets, bus tickets, and parking. Now, with the passing of last week’s fiscal cliff bill, mass transit-riders can now save even more. The American […]

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Are You Making a Financial New Year’s Resolution?

While pledging to learn how to cook, to sleep more, or to hit the gym at least four times a week are all noble resolutions, I’m going to focus my efforts on my finances in 2013. Namely, these couple of things: Reallocating both my 401(k) and my IRA. I’ve been needing to do this for years, but just keep putting […]

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Use Your Flexible Spending Account Funds Before It’s Too Late

The frenzy of the holidays is over, so now is the time to make sure that you haven’t overlooked using all the money in your flexible spending account (FSA). FSAs let you set aside pre-tax dollars to pay for medical expenses that your health insurance doesn’t cover (like bandages, prescription drugs, and meeting your deductible).While these accounts are great for […]

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Coupons Help Feed the Hungry

We cook a lot in my household, so a large portion of our monthly budget goes towards groceries. As a result, I’m always looking for ways to save on my next trip to the supermarket. While there are a lot of online coupon sites out there, CouponsForChange.org really stood out to me. Not only does it offer hundreds of discounts […]

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Being Sad Can Cost You

The classic carol claims that “it’s the most wonderful time of the year.” But for some, the holidays are a time of melanholly, a.k.a. the holiday-season blues (as dubbed by last week’s issue of the New York Times magazine). And those moody feelings could end up costing you more than a gift-buying spree at the mall. New data from Harvard and […]

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Tight Holiday Budget? Try Homemade Gifts

With news about going over the fiscal cliff dominating the headlines and e-mails proclaiming “Sale extended!” popping up in my inbox, I wasn’t too surprised to hear that the majority of consumers are cutting back on their holiday spending. A recent poll hosted by the National Foundation for Credit Counseling found that half of shoppers plan to spend less this year […]

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