While pledging to learn how to cook, to sleep more, or to hit the gym at least four times a week are all noble resolutions, I’m going to focus my efforts on my finances in 2013. Namely, these couple of things:

• Reallocating both my 401(k) and my IRA. I’ve been needing to do this for years, but just keep putting it off. And to help me figure out the right allocations, I think I’m going to use this calculator.
• Saving at least half of my income and put it towards a major home renovation I’m hoping to do next year.

To help me stay on track with these resolutions, I’m going to keep these strategies in mind.

What are your financial resolutions for 2013?